Understanding your Medicare options shouldn't be overwhelming. We're here to help you navigate every step.
As a trusted partner, we work with you to research and verify your Medicare benefits. We take the steps to educate you on all aspects of your Medicare options. Our systems for verification of Medicare and Medicaid set us apart. You don't want to GUESS when it comes to your healthcare coverage.
We help you compare Medicare Advantage, Medicare Supplement (Medigap), Prescription Drug Plans, and Ancillary Products to find what fits your lifestyle and budget.
We help you compare Medicare Advantage, Medicare Supplement (Medigap), Prescription Drug Plans, and Ancillary Products to find what fits your lifestyle and budget.
Disclaimer: The following information is general in nature and not a recommendation. A licensed agent will help you evaluate all available options based on your individual needs.
A Medicare Advantage Plan that provides all Original Medicare Part A and Part B health coverage and sometimes covers Part D prescription drug coverage. In most HMOs, you can only get your care from doctors or hospitals in the plan's network (except in emergencies).
Best for: Those who prefer coordinated care and lower out-of-pocket costs
A Medicare Advantage Plan that provides all Original Medicare Part A and Part B health coverage and sometimes covers Part D prescription drug coverage. PPOs have network doctors and hospitals but you can also use out-of-network providers, usually at a higher cost.
Best for: Those who want flexibility to see out-of-network providers
A Medicare Advantage Plan in which you may go to any Medicare-approved doctor, hospital and provider that accepts the plan's payment, terms and conditions and agrees to treat you (not all providers will). If you join a PFFS Plan that has a network, you can see any of the network providers who have agreed to always treat plan members. You will usually pay more to see out-of-network providers.
Best for: Those who want flexibility in choosing providers
A Medicare Advantage Plan that has a benefit package designed for people with special health care needs. Examples of the specific groups served include people who have both Medicare and Medicaid, people who reside in nursing homes, and people who have certain chronic medical conditions.
Best for: Those with specific health conditions or dual Medicare/Medicaid eligibility
MSA Plans combine a high deductible health plan with a bank account. The plan deposits money from Medicare into the account. You can use it to pay your medical expenses until your deductible is met.
Best for: Those who want to save for healthcare expenses and prefer high-deductible plans
An HMO plan that allows you to get some services out of network for a higher copayment or coinsurance. Authorization from the plan is usually required to use out-of-network providers.
Best for: Those who want HMO benefits with occasional out-of-network flexibility
Affordable prescription medication coverage
A stand-alone drug plan that adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans.
Key Benefits:
Fill the gaps in Original Medicare
Plans offering a supplemental policy to fill "gaps" in Original Medicare coverage. A Medigap policy typically pays some or all of the deductible and coinsurance amounts applicable to Medicare-covered services, and sometimes covers items and services that are not covered by Medicare, such as care outside of the country. These plans are not affiliated or connected to Medicare.
Key Benefits:
Additional coverage options to supplement your Medicare benefits. These plans are not affiliated or connected to Medicare.
Plans offering additional benefits for consumers who are looking to cover needs for dental, vision or hearing. These plans are not affiliated or connected to Medicare.
Coverage Includes:
Plans offering additional benefits payable to consumers based upon their medical utilization; sometimes used to defray copays/coinsurance. These plans are not affiliated or connected to Medicare.
Key Features:
We do not offer every plan available in your area. Currently we represent multiple insurance carriers which offer various Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug Plans in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation for insurance. A licensed agent may contact you.
Let us help you find the Medicare coverage that fits your needs and budget.
Get Your Free Consultation